Who we serve

Private Schools & Childcare Centers

What on-time payments unlock

School Income Guarantee

100% of tuition and fees guaranteed — weekly or monthly, however you bill

Predictable cash flow to plan, invest, and grow — regardless of late payments or defaults

The focus, energy, and budget to finally invest in your school's quality and growth

Enroll Now, Pay Later (ENPL)

Offer more flexibility for parents. Fill every seat.

With Enroll Now Pay Later (ENPL), a family can enroll today with nothing due upfront and pay over time — while your school receives full tuition from day one.

Families enroll today with nothing due upfront

Your school is paid in full from day one

Families repay Clad directly on a friendly schedule — zero interest

"Clad is like a buffer — it floats you the cash until the money comes in. Landlords don't wait. Bills don't wait. Payroll doesn't wait."

— James Frazier,
Owner · Tots to Teens Daycare