Who we serve
Schools & Childcare Centers
Childcare Centers
Weekly payments, multiple sources
Cash parents, state subsidies, school district payments — none arriving at the same time
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Clad fronts the cash while you wait on state and district payments (30–60 days)
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No more merchant loans. No more borrowing from family to make payroll.
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Private Schools
Monthly tuition cycle
Guaranteed monthly tuition on the due date, every month
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Predictable cash flow to plan staffing, infrastructure, and campus improvements
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Collections burden eliminated from your business office
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"Clad is like a buffer — it floats you the cash until the money comes in. Landlords don't wait. Bills don't wait. Payroll doesn't wait."
— James Frazier,
Owner · Ties to Teens Daycare