How it works
100% of your tuition every month, on time, all for a small management fee, less than payments and defaults are already costing you
The problem
①
Parents pay late. State subsidies take 30–60 days. School district payments come every 60 days.
②
None of these coincide with rent, payroll, or bills.
③
Directors end up taking personal loans, merchant financing, or borrowing from family to stay afloat.
The guarantee
Parent pays on time Parent pays late Parent never pays
you get paid
Clad absorbs all of it. Collections and follow-ups are our problem, not yours.
Pricing
One management fee. Calculated from two numbers from your own history:
Default rate
families who
left without paying
Delinquency rate
families who
consistently pay late
Lower risk history = lower fee. No surprises.
Integration
Works alongside Procare, Brightwheel, and existing billing systems — nothing changes for your team
Payments via Stripe:
ACH, credit card, debit card