What a Clad-powered school looks like

What schools do when money is never the problem.

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These are the playgrounds built, the classrooms renovated, the teachers hired, and the second locations opened by school owners who stopped worrying about tuition.

100%

of tuition received on time

$0

lost to late or missed payments

3.2×

average ROI reinvested into school growth

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Schools powered by Clad:

Tots to Teens

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Little Scholars Academy

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Harmony Early Learning

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Bright Futures Childcare

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Sunrise Preparatory

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Maple Grove Academy,

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Northside Montessori

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Westlake Early Childhood

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Tots to Teens | Little Scholars Academy | Harmony Early Learning | Bright Futures Childcare | Sunrise Preparatory | Maple Grove Academy, | Northside Montessori | Westlake Early Childhood |

Featured Story

"Landlords don't want to wait. Bills don't want to wait. Nobody wants to wait."

James has been in childcare for 30 years. "I thought it would be hard because it sounded too good to be true. It was almost like turning on a light — the next week, things were turned on. Now I can see my numbers better each week. Clad is like a buffer — it floats you the cash until the money comes in. Landlords don't wait. Bills don't wait. Payroll doesn't wait."

"Clad is like that insurance until the money comes in."

James Frazier
Tots to Teens, 30 years in childcare

  • I no longer have to wait and guess when deposits are coming in.

    Over the years I've used different systems, but switching to Clad has completely changed how we manage our finances. I know exactly what day my deposit will arrive and what to expect each week — which has made budgeting so much easier and far less stressful. That consistency allows me to plan ahead with confidence and focus more on serving our families instead of chasing payments.

    "Clad has truly been a game changer for our academy."

    Lolita Young
    (Owner · Young Learners Christian Academy, Georgia)

  • We finally built the playground our kids had been waiting for.

    With the predictability Clad brought to our cash flow, we were able to fund the new outdoor play area we'd been putting off. The income guarantee gave us the confidence to commit to the project — and follow through on it.

    “New playground built · Funded directly from operating cash flow”

    Childcare Center
    Owner (Arkansas)

  • We opened a second location — backed by cash flow we could actually count on.

    Having a guaranteed income schedule made all the difference when it came to committing to a new space. We weren't guessing anymore. We knew what was coming in, we knew when, and that gave us the foundation to expand with confidence.

    “New location opened · Expansion funded without outside debt”

    Childcare Center
    Owner (Georgia)

  • I no longer have to chase down multiple payments or track different platforms.

    It's such a relief knowing exactly how much money our center will receive at one time. Everything is organized, clear, and easy to manage — which gives me more time to focus on what matters most. I would definitely recommend them.

    "Everything is organized, clear, and easy to manage."

    Eisha Oglesby
    (Owner & Director · C & E Learning Academy, United States)

What would your school do with guaranteed income?

Join the schools that stopped chasing tuition and started building something bigger.

Apply for the School Income Guarantee

 FAQs

  • Yes. Clad's School Income Guarantee means your school receives 100% of expected tuition on a predictable schedule — regardless of when families actually pay. You never wait on state vouchers or school district invoices again.

  • Clad is not a lender. There's no debt, no interest, and no credit check for families. Clad charges a management fee on tuition volume — lower than your current late-payment ratio. You get the money; we handle the collection risk.

  • Nothing changes for you. Clad bridges the gap. Whether your payout comes in 30 days or 60, your school's income arrives on schedule every week.

  • Most schools are fully onboarded within two weeks. After an initial call and a confidential data review, Clad sets a fair take rate and activates your income guarantee. Schools describe the transition as "like turning on a switch."

  • Yes. Clad serves both private K-12 schools and childcare centers across the US. Any institution dealing with multi-source tuition flows — private pay, state subsidies, school district contracts — is a strong fit.

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"Clad has truly been a game-changer for our childcare business. The platform is user-friendly, and their customer service team is exceptional. I highly recommend Clad to other childcares."

— Jose Davilus,
Owner & CEO · Kids In Motion Academy

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