How it works
School Income Guarantee
01
Clad reviews your payment history and sets a management fee.
02
On due dates, Clad deposits 100% of what's owed — regardless of whether families have paid.
03
Clad handles collections. Late payments, non-payments — that's on us.
How it works
Enroll Now, Pay Later
01
A family wants to enroll but can't pay upfront. They apply through Clad — takes minutes.
02
Clad pays your school the full tuition from day one.
03
The family repays Clad on a flexible schedule. Your school carries zero risk.
What it’s not.
Not a loan. Not an ERP. Not a collections agency. Not a replacement for your billing software.