Exploring loan options for your school?
There’s a lower-cost alternative, without debt or interest
Achieve financial stability with predictable revenue, no interest, and no transaction fees — built specifically for schools like yours
Clad offers a School Income Guarantee,
a better alternative to traditional school loans
We help schools dream big—free from financial stress. Guaranteed revenue from day one
Better than traditional school loans, Clad has no interest rates, no repayment schedules, and no long-term debt. Our unique solution is used by growing PreK–12 schools across the U.S.
Discover Clad’s innovative financial platform — from guaranteed income to zero fees — and see how it empowers schools in the U.S. and worldwide to achieve sustainable growth
Loans? That's so 2000s
For most schools, Clad costs less than the financial impact of defaults and late payments, while delivering immediate cash flow
Traditional School Loan
Interest rates compound over time
Adds debt to the balance sheet
Risk stays with the school
Clad's SIG Solution
No interest, ever
No debt recorded
Risk fully transferred to Clad
Understand how Clad works
in less than 3 minutes:
Most schools and childcare centers don’t actually need a loan
They need predictable cash fllow
“We invest in your school’s receivables and assume the risk of non-payment so that you can focus on what really matters: education”
Danilo Costa
Former School Principal, founder of Educbank and co-founder of Clad
Get a personalized 1-1 financial overview for your school
Speak with our team to see how this compares to your current costs and other solutions in the market