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[ Join Clad ]
for guaranteed
school revenue.

Receive your school’s income on time, every time.

Understand how Clad works
in less than 3 minutes:

The capital
[ your school ]

needs.

Schools that join Clad enjoy guaranteed income schedules, whether parents pay it on time or not – all backed by the highest quality banking partners.

Why schools love Clad

“Only those who are – or were – a school leader know what it's like to have no predictability over cash flow and have to deal with issues such as late payments, instead of dedicating themselves to the school’s strategic projects.”


Danilo Costa

Former School Principal, founder of Educbank and co-founder of Clad.

More income, higher enrollment

[ with peace of mind. ]

Outline of a graduation cap in blue on a black background.

Schools that join Clad enjoy guaranteed income schedules, whether parents pay it on time or not – all backed by the highest quality banking partners.

Neon blue equalizer bars on a black background

Clad is a financial platform for selected private schools. We guarantee your tuition payments in full, on time, whether a family pays or not.

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Great schools:
We support you. Built together. Better for Families. Better for Communities.

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Close-up of a white letter 'D' on a black background.

Why Parents Love Clad

Simple illustration of a plastic basket with a handle and multiple holes at the bottom.

Schools supported by Clad can offer parents flexible payment schedules, a simple and easy payment gateway without account fees, and the highest data security standards.

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Parents who make payments through Clad are supported by well-renowned partners and banking institutions.

Bar chart showing data for months from January to December, with the highest bar in January and December, and the lowest in June.

How to Apply:


Step 1: Inquire about Membership.

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Step 2: Financial review process and approval.

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Step 3: If approved, sign agreement and integrate with your current payment gateway.

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 FAQs

  • The first step is to apply to our selection process and complete your registration. After that, Clad will schedule a meeting, and your school will confidentially undergo a data analysis.

    If approved, your institution will receive financial support and guaranteed income from Clad.

  • Clad understands that each school has a unique profile and needs. We confidentially review your school’s history and data, and will calculate a fair take rate on tuition and fees (always lower than your school’s late payments ratio). In return, your school receives guaranteed tuition and fees, predictable income schedules, free software, and no late and missed payments.

  • Clad's financial support is intended for schools serving all grades from preschool to 12th grade.

  • No. Clad provides a friction - and fee - free platform for families.  Unlike other payment platforms, Clad schools provide families with no account or transaction fees for their tuition and fee payments.

  • Clad intends to build long-term relationships with member schools.

  • Yes.

    The fee is calculated based on the school’s profile. Therefore, a school with low default rates will have an attractive fee with Clad.

    With the financial support, the school gains predictability, stability, and security, receiving extra funds. This allows for improved cash flow, long-term strategic planning, and the realization of projects such as renovations, expansions, new materials, and other improvements.

  • Clad takes on the risk for the school. In cases where defaulting students leave, the loss is borne by Clad.

  • Yes, Clad supports private schools serving students from  preschool to 12th grade.

Our financial sponsors

Clad is a Public Benefit Corporation, backed by institutional sponsors who share our commitment to support great schools, so they can transform education.

[ Who we are ] 

Clad is a pioneering company that has created the first and leading financial platform for private schools in the United States. On a single platform, schools benefit from predictable cashflow, access to accurate data, and full financial control with guaranteed income.

Clad’s co-founders are internationally recognized leaders  in education and innovation. 

Danilo Costa


Elected by MIT as one of the most innovative leaders in Latin America under 35 years old. Appointed by Ernst & Young as Entrepreneur of the Year 2022. Elected by Meaningful Business as one of the 100 leaders who combine profit and purpose to help achieve the UN Global Goals. Member of AWS EdStart (Amazon's international program for accelerating educational technology projects) and Google for Startups Cloud Program. Elected by Endeavor as an Scale-Up Outliers. 2023 winner of SXSW Innovation Award. Elected by World Biz Magazine as of the Top 100 Innovation Leaders of 2023. Appointed by CIO Times in the annual listing of the Most Influential Leaders in Business 2024. Ambassador for innovation and entrepreneurship at the London School of Economics (LSE). Danilo has raised over US$200 mm in his edtechs. His latest company, Educbank, was acquired by NASDAQ: VSTA

Take your school to the next level

Get in touch for more information about the plans and programs that Clad can offer to support your school.

Take a look at the video to see how Clad works.